Sacramento Short Sale Information - Avoid Foreclosure - Se Habla Español
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- Short Sale Process
- Find a qualified Greater Sacramento REALTOR® experienced in short sales. Short sales are tough to navigate, and they're further complicated by your loan type-FHA vs. Veterans Administration vs. conventional loans. Real estate agents who specialize in short sales will know the proper steps and order of the steps involved. They'll also be able to navigate the many parties involved in the process and over-burdened loss mitigation departments. Look especially for agents who have Short Sales and Foreclosure Resource (SFR) Certification, which requires specialized training.
- Gather evidence to support your need for a short sale as opposed to a foreclosure. You'll need to prove that you have little or no equity in your home, you're behind on your payments, and you’re no longer able to afford your home. You'll need to write a hardship letter to the lender describing your circumstances, such as a divorce, job loss, illness, death, or other event that has impacted your income.
- Code 3 Real Estate has a staff of some of the most experienced negotiators in the nation. We are effective because most of our employees have worked and managed in the lender's loss mitigation departments and have been trained in short sales as their specialty. Our staff has successfully negotiated over 100 short sales with most, if not all banks. Some of those banks include; Chase Bank, EMC Mortgage, Wells Fargo, HSBC, Wachovia, Litton Loan Servicing, OCWEN, Homecomings Financial, GreenPoint Mortgage, Specialized Loan Servicing, Bank of America, HomEq Servicing, JP Morgan, IndyMac Bank, Countrywide Mortgage, Saxon, ING Direct, US Bankcorp, WAMU, First Franklin, AHS and many more...contact Code 3 Real Estate today!
- Short Sale Resources
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- Foreclosure vs. Short Sale
Free Consultation:Our team of real estate attorneys have years of experience in assisting homeowners make the right decisions. homeowners make the right decision
We are currently offering a FREE LEGAL CONSULTATION to help you decide what option is right for you. Please contact us today to schedule your appointment.
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Avoid Foreclosure: We know how frustrating it can get when all you have worked so hard for is threaten by the current economy and the mortgage bust. You have alternative solutions, Code 3 Realty has helped a lot of distressed homeowners who thought foreclosure was inevitable...you have options.
If you are facing foreclosure act know, we have so many people call us when it is to late and it's very hard for us to tell the homeowner "There is nothing else we can do" foreclosure sale dates can be postponed, but only if you act proactively.
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Now hiring a limited number of agents for El Dorado Hills and Sacramento Office locations.
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